This Christmas is over, and after all the gift-giving, card-sending, partying and over-eating, all I want to do is…start on next year’s preparations.

Am I sick, or what?

It might be because I never finished decorating for this Christmas. Or it might be because I haven’t had time to do anything very creative for a while, so I want to make some more Christmas cards and some earrings to give as gifts. Goddess knows, I have enough earrings for my own wearing for this lifetime!

But, it’s New Year’s eve today, so I must review my 2015 resolutions to see how I did.

2015 RESOLUTIONS:

1. CUT CREDIT CARD DEBT BY HALF.

Oh my, oh my. This was a complete and utter FAIL. I started 2015 with $8000 in credit card debt, and ended 2015 with $12,600 in credit card debt. I had approximately $6000 in medical bills this year, while I had $1500 budgeted. I also had to buy new tires for Gypsy Blue, to the tune of $1000.

This week I withdrew $4500 from my retirement savings (gulp) to pay off the “small” cards, and I refinanced the $8100 balance on an expiring 0% interest card to a new 0% interest card.

2. CONTINUE DECLUTTERING AND BLOGGING.

This went pretty well, if slower than I would’ve liked, so I’ll call it a WIN. Yay!

I started 2015 at 231 bags, boxes and small pieces of furniture cleared out of the house, and ended the year at 309.

3. CONTINUE TO COOK, AND EAT WELL.

This was a 50-50 success-fail. I had a weight loss of 25 pounds, then fell of the lo-carb wagon in slo-mo, gained 15 pounds back, got back on the wagon, lost 8 pounds, fell off the wagon from Thanksgiving through Christmas, got back on the wagon, lost 2 pounds…

Up and down, back and forth, to and fro…you get the idea.

I just decided, a tie is a WIN.

4. TAKE A PHOTOGRAPHY COURSE.

FAIL. I bought a new camera last year and can’t even figure out how to turn it on.

5. TAKE TECH WRITING COURSE.

FAIL. This was an “I should do this to try to make extra money” resolution. My heart wasn’t really in it.

6. LEARN TAI CHI.

FAIL. This was an “I should do this to make Dr. Paul, my naturopath, proud of me” resolution. My heart wasn’t really in this one, either.

I didn’t make a resolution to get back into my Herbalism course, but I started it up anyway. I had left it a little while (cough*years*cough) ago, when I was just 60% through part one of three. I finished parts one and two this year! Yay! BONUS WIN.

TOTAL: 3 WINS, 4 FAILS.

Embarrassing to admit, but probably my most successful year ever.

HAPPY NEW YEAR! MAY 2016 BE THE BEST EVER!

HAPPY NEW YEAR! MAY 2016 BE THE BEST EVER!

NEW YEAR’S RESOLUTIONS, 2016:

  1. CANCEL ALL CREDIT CARDS EXCEPT NEW 0% AND MY BANK VISA.
  2. BUILD UP $1200 EMERGENCY FUND. (Not much, but $1200 more than I have right now).
  3. PAY CASH FOR EVERYTHING. (No new charges).

Of course, I want to eat well more consistently, and I want to continue decluttering, and I want to learn to use that damn camera, but I don’t want to focus my resolutions on those things.

Hey, to make sure I’m extra successful, maybe I should resolve to NOT take a tech writing class or learn Tai Chi!

Stay tuned…

p.s. I made $59 extra in December. I sold $24 worth of household goods to a thrift store and won $35 at the casino.